This basic course walks participants through an introductory view of disability insurance. Discussions will focus on the definition of disability, types of coverage, the need for disability coverage, contract features/provisions of both STD and LTD. Also, there is a general discussion of market trends and how disability insurance fits into the current employee benefits equation.

Presented by:
Karen Stein
VP Client Management and Unum US Benefits Operations

Todd Lyon
M.D. Unum Medical Consultant

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